Policy

Affordable Housing Needs Projected to Grow for Seniors

The number of elderly people in the US with “worst case housing needs” – defined as renters with very low incomes who do not receive government housing assistance and pay more than one-half of their income for rent, live in severely inadequate conditions, or both – is increasing rapidly. Resources for housing and supporting our aging population are scarce in relation to the scope of the problem.
2020

Older and poorer: Retirement Income Review can’t ignore the changing role of home

The assumption that retired people have minimal housing costs underpins the settings of our retirement incomes system. But the real state of housing for older Australians today makes it critical for the Retirement Incomes Review to look at the evidence that now challenges this assumption.
2020

Effective downsizing options for older Australians

Downsizing—commonly defined as the act of older people moving to a dwelling with fewer bedrooms, a smaller land area and a lower value is viewed by Government as a way to address affordability and use the housing stock more efficiently.
2020

'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis

Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020

Why more retirees are still paying off mortgages

Big numbers of Australian Baby Boomers are now entering retirement with a mortgage. The proportion of homeowners who still have a mortgage at the point of retirement in 2016 surged 23 per cent in a decade to 36 per cent. Generation X are also heading towards retirement with mortgage debt. This article examines the reasons behind this phenomenon.
2020

Rental Affordability Snapshot 2020

The Rental Affordability Snapshot is designed to highlight the lived experience of looking for housing while on a low income. It focuses on the Australian population who earn the least income – Commonwealth benefit recipients and minimum wage earners. Every year, Anglicare Australia tests if it is possible for people on low incomes to rent a home in the private market.
2020

Older Women's Housing - Pilot Program

In Australia, one of the most disadvantaged demographic profiles is to be ‘old, single, poor, female and in private rental accommodation’. This paper, from the Women's Property Initiatives, looks at ways in which we can address the growing social inequality in this cohort.
2019

Rental Housing for an Ageing Population

In our latest Inquiry, we have turned our attention to rental housing for older people, both now and in the decades to come. We wanted to find out how many homes for rent are likely to be needed over the next 20 years or so, what they should be like and who might provide them. Today only 22% of those over 65 are tenants (private or social). But this will change.
2019

Neighbourhoods of the Future 2019: Growing a Brighter Future for Ourselves

Neighbourhoods of the Future 2019 captures the thoughts and predictions of a veritable `who's who' of distinguished experts and emerging thought leaders. In these pages, you will discover novel concepts for disrupting construction, finance, social and business models. A collection of articles presenting an array of positive housing and life-enhancing options for our future.
2019

Mortgage stress and precarious home ownership: implications for older Australians

This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).
2019
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