Policy

Rental Affordability Snapshot 2020

The Rental Affordability Snapshot is designed to highlight the lived experience of looking for housing while on a low income. It focuses on the Australian population who earn the least income – Commonwealth benefit recipients and minimum wage earners. Every year, Anglicare Australia tests if it is possible for people on low incomes to rent a home in the private market.
2020

Affordable Housing Needs Projected to Grow for Seniors

The number of elderly people in the US with “worst case housing needs” – defined as renters with very low incomes who do not receive government housing assistance and pay more than one-half of their income for rent, live in severely inadequate conditions, or both – is increasing rapidly. Resources for housing and supporting our aging population are scarce in relation to the scope of the problem.
2020

Older and poorer: Retirement Income Review can’t ignore the changing role of home

The assumption that retired people have minimal housing costs underpins the settings of our retirement incomes system. But the real state of housing for older Australians today makes it critical for the Retirement Incomes Review to look at the evidence that now challenges this assumption.
2020

Effective downsizing options for older Australians

Downsizing—commonly defined as the act of older people moving to a dwelling with fewer bedrooms, a smaller land area and a lower value is viewed by Government as a way to address affordability and use the housing stock more efficiently.
2020

'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis

Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020

Why more retirees are still paying off mortgages

Big numbers of Australian Baby Boomers are now entering retirement with a mortgage. The proportion of homeowners who still have a mortgage at the point of retirement in 2016 surged 23 per cent in a decade to 36 per cent. Generation X are also heading towards retirement with mortgage debt. This article examines the reasons behind this phenomenon.
2020

Waiting For The End In Japan's Terminal Villages

Japan has the oldest population of any developed country today. One in four people are aged 65 or over. This aging crisis has affected almost all aspects of life, but perhaps no consequence is more symbolic of this difficult era than that of the terminal village. There are thousands of these villages—or rather technically, hamlets—dotting the Japanese countryside.
2019

The Emerging Crisis of Aged Homelessness: Could Housing Solutions Be Funded by Avoidance of Excess Shelter, Hospital, and Nursing Home Costs?

This report summarizes a multi-site study in three localities – Boston, New York City, and Los Angeles County – of the anticipated future of the aged homeless population, its likely impacts on health and shelter systems and resulting costs, and the potential for housing solutions. Specifically, this report summarizes the following analyses: - Forecasts of the size of the aged homeless population
2019

Fall in ageing Australians’ home-ownership rates looms as seismic shock for housing policy

Outright home ownership has long been regarded as a supporting pillar of Australian retirement incomes policies. Increasingly, concerns that rising mortgage debt and falling home ownership rates in later life are undermining the role of home ownership in supporting retirees’ financial wellbeing.
2019

Ageing with Choice Future directions for seniors housing 2019–2024

Like most developed countries, Australia has an ageing population. The number of people in WA aged 65 or over is projected to grow by 40 per cent to more than 500,000 by 2026. Without access to suitable, affordable homes, more older people will struggle to balance housing and living costs or will be living in homes they cannot manage or maintain.
2019
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