Policy

Why more retirees are still paying off mortgages

Big numbers of Australian Baby Boomers are now entering retirement with a mortgage. The proportion of homeowners who still have a mortgage at the point of retirement in 2016 surged 23 per cent in a decade to 36 per cent. Generation X are also heading towards retirement with mortgage debt. This article examines the reasons behind this phenomenon.
2020

Rental Affordability Snapshot 2020

The Rental Affordability Snapshot is designed to highlight the lived experience of looking for housing while on a low income. It focuses on the Australian population who earn the least income – Commonwealth benefit recipients and minimum wage earners. Every year, Anglicare Australia tests if it is possible for people on low incomes to rent a home in the private market.
2020

Older and poorer: Retirement Income Review can’t ignore the changing role of home

The assumption that retired people have minimal housing costs underpins the settings of our retirement incomes system. But the real state of housing for older Australians today makes it critical for the Retirement Incomes Review to look at the evidence that now challenges this assumption.
2020

Affordable Housing Needs Projected to Grow for Seniors

The number of elderly people in the US with “worst case housing needs” – defined as renters with very low incomes who do not receive government housing assistance and pay more than one-half of their income for rent, live in severely inadequate conditions, or both – is increasing rapidly. Resources for housing and supporting our aging population are scarce in relation to the scope of the problem.
2020

Effective downsizing options for older Australians

Downsizing—commonly defined as the act of older people moving to a dwelling with fewer bedrooms, a smaller land area and a lower value is viewed by Government as a way to address affordability and use the housing stock more efficiently.
2020

'Having to ask for somewhere to live, it's difficult indeed': Single, female, homeless. Australia's shameful crisis

Older women are the fastest-growing cohort of homeless people in Australia today. According to census data, the number of women aged 65 to 74 describing themselves as homeless increased by 51 per cent in the five years to 2016.
2020

Ageing in Place for Minority Ethnic communities

This research project was developed to explore the types of social infrastructure that people aged 50 and over from ethnic minority communities use in specific places. The aim of this project is to understand how organisations working with ethnic minority groups engage with older members from their community and how this might have changed over time and to explore how individuals from ethnic mino
2020

Home truths: Housing options and advice for people in later life: Learning from communities in Leeds

This report demonstrates the need for understanding the local context and speaking to local communities when developing information and advice services. More than 90% of older people live in mainstream housing and intend to stay there. Yet, Britain has the oldest housing stock in Europe.
2019

Supporting older lower income tenants in the private rental sector

Retired lower income households living in the private rental sector face rent increases and insecure tenure while being on low fixed incomes. They also live in housing that may not be physically suitable for them and may require alterations to make the premises liveable. The policy options presented here focus on assisting older lower income tenants.
2019

What Comes After #MyMum – Preventing Homelessness Amongst Australia's Older Women

Older women now represent the fastest growing cohort of Australia’s homeless. In the ACT between 2016-17, women accounted for more than half of the people accessing specialist homelessness and housing services. Compounding an already precarious situation, older women will often find themselves at the mercy of the private rental market.
2019
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