Melek Cigdem

Mortgage stress and precarious home ownership: implications for older Australians

This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).

Australian demographic trends and their implications for housing subsidies

This Positioning Paper is the first output of a project that aims to forecast future housing subsidies that will accompany projected demographic changes and the challenges these trends may pose for the fiscal sustainability of housing policy.

The experience of marginal rental housing in Australia

This is the Final Report of a research project on contemporary marginal rental housing in Australia.
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