Housing Affordability

Housing in an ageing Australia: Nest and nest egg?

Homeownership serves multiple purposes over the life cycle: It acts as a home as well as a store of wealth to guarantee financial security in retirement. Its lack in old age compromises security of both tenure and finances. Much has been written about housing and homeownership. Here we apply the prism of population ageing to bring new insights to the topic. This brief is in three parts.

10 ways cities are tackling the global affordable housing crisis

The unprecedented rate of urbanization across the world has led to increased demand for good, affordable housing. The factors contributing to a lack of affordability vary from city-to-city, but broadly include housing costs rising faster than incomes, the supply of houses not keeping up with demand, scarcity of land, and demographic changes such as population growth, ageing and shifts in househol

Housing America's Older Adults 2019

Within the US, the 65+ age group, most recent income gains have gone to the highest earners, and the number of households with housing cost burdens has reached an all-time high.

House-sitting on the rise for older people in financial stress or on verge of homelessness

The article looks at house-sitting as an option for the housing crisis faced by an increasing number of older people in Australia.

Mortgage stress and precarious home ownership: implications for older Australians

This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).

Older Renters Struggling with Affordability, Insecurity, and Lack of Agency

This paper highlights the results of UK's Generation Rent’s 2019 survey of private renters.

Older renter numbers predicted to climb

The high rate of home ownership in New Zealand is falling, with only around 50% currently owning their own home. This is predicted to decrease further. The article looks at the impact this will have on rental issues faced by an ageing population in particular.

Housing Crisis: Young People Pushing Older Women Into Homelessness

Older women are Australia's fastest growing group of homeless people and the lack of affordable housing is a major factor in the rapid increase. The number of homeless women over 55 has increased by a whopping 31 percent since 2011. Other demographics of homeless people have increased by just 14 percent since then.

Rental Affordability Snapshot

The Rental Affordability Snapshot highlights the lived experience of looking for housing on a low income. It focuses on those who earn the least– people on government income payments and people earning the minimum wage.

The Homelessness Monitor: England 2018

The homelessness monitor is a longitudinal study providing an independent analysis of the homelessness impacts of recent economic and policy developments in England. It considers both the consequences of the post-2007 economic and housing market recession, and the subsequent recovery, and also the impact of policy changes.
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