Retirement

What Are the Structural Barriers to Planning for Later Life? A Scoping Review of the Literature

This review draws on Street and Desai (2011) to characterise planning as the range of activities people deliberately pursue with the aim of achieving desired outcomes in later life.
2019

Mortgage debt causing older Australians distress and worsening mental health

The burden of mortgage debt is leading to mental distress and worsening mental health outcomes for older Australians, who are now often carrying unsustainable mortgage repayments into retirement,
2019

Fall in ageing Australians’ home-ownership rates looms as seismic shock for housing policy

Outright home ownership has long been regarded as a supporting pillar of Australian retirement incomes policies. Increasingly, concerns that rising mortgage debt and falling home ownership rates in later life are undermining the role of home ownership in supporting retirees’ financial wellbeing.
2019

The Next Gen of Renters: Mom and Dad

This article presents findings from a US in-depth research study on renter demographics and found that, as the 60+ cohort grew bigger and faster, it also helped push the national median age from 36.7 in 2007 to 38.1 in 2017—the highest it’s ever been.
2019

Will you be renting in retirement?

The concept of retirees as mortgage-free homeowners is a problem for our current welfare system. Thanks to poor housing affordability, people who do own property are generally buying later in life and paying off their mortgage for longer.
2018

Experiences of those aged 50+ in the private rented sector

The number of people in England, aged 50+ living in the private rented sector has reached a record high in recent times, at 1.13m in 2015/16 (compared to 651,000 in 2008/9). This equates to nine per cent of the population aged 50 and over (compared to 6 per cent in 2008/9).
2018

Independent Living Units: Underfunded and Misunderstood

Australia has an aging population with diverse backgrounds and experiences; 37 per cent of older Australians were born overseas. Historical and contemporary privileges and disadvantages have impacted different Australians’ ability to gain and maintain employment, accrue savings, build financial literacy, contribute to superannuation, own property and prepare for a secure, enjoyable retirement in l
2018

Rental warning: Falling home ownership rates set to bite retirees

Older Australians are falling off the housing ladder and face spending their retirement as renters, with the situation expected to worsen for coming generations. Senior Australians in the private rental market are “at much greater risk of financial stress than home owners, or those in public housing”, according to the Grattan Institute’s recently launched Grattan Retirement Incomes Model. Older
2018

Retired and renting - the trend isn't comforting

The risk is growing that we will see more and more older people living in housing-related poverty. That is one conclusion of the Stocktake of New Zealand's Housing released this week.
2018

Housing affordability in retirement: current and future issues

This presentation looks at ways in which the issue of housing affordability in retirement can be addressed in Australia.
2017
Subscribe to RSS - Retirement