Home Ownership

'Ticking time bomb': Older Australians face housing crisis

Australian retirees will face a housing crisis within 15 years unless urgent action is taken, according to the Council on the Ageing. It drew attention to the impact on older Australians of rising prices, rising rents, huge mortgage debt and the scarcity of suitable homes. The assumption that Australians retire in a home they own underpins the nation’s superannuation and pension systems, but thi
2017

Three reasons the government promotes home ownership for older Australians

Government strategies to manage population ageing largely assume that older Australians are home owners. There is often an implied association between home ownership and ageing well: that is, older Australians who own homes are seen as having made the right choices and as being less of a budget burden. The problem with this approach is that not everyone is or can be a home owner.
2017
Themes:

Housing equity withdrawal: Perceptions of obstacles among older Australian home owners and associated service providers

Housing wealth dominates the asset portfolios of the older population in Australia and many other countries. Given the anticipated spike in fiscal costs associated with population ageing, there is growing policy interest in housing equity withdrawal (HEW) to finance living needs in retirement.
2017
Themes:

The ageing population will change demand for housing. In particular, it is likely that more adaptable and specialised housing will be needed.

This document outlines the Policy implications for the UK due to the ageing population's changing demands for housing. Building suitable new homes and supporting the adaptation of the existing housing stock will be critical as the population ages. It is also important that older people can move to a more appropriately sized home with ease.
2017

Homeless Baby Boomers - Housing Poorer Baby Boomers in their Retirement

This report considers the challenges New Zealand faces with an increasing number of people reaching retirement age as tenants. These challenges not only include those around adequacy of income but also those around availability and access to suitable housing. In addition there is an overlaying challenge of the sheer number of people reaching retirement age over the next decade.
2015

The Head, The Heart & The House: Health, Care and Quality of Life

Around 2.8 million Australians tuned in to Channel 9 in mid-October 2014 to watch the auc on of The Block, the most recent instalment of the hit property renova on show. The highest-ra ng reality TV show in Australia documented in painful detail the shock and dismay of the Block par cipants as their apartments were sold at auc on.We are a na on mesmerised by housing and home improvement.
2015

Housing Older Australians: Loss of home ownership and pathways into housing assistance

In Australia and other ‘homeownership societies’ it has been conventional to think of housing pathways in terms of a smooth linear progression, leading to outright ownership in middle age and a retirement buffered by low housing costs. This vision of the welfare role of home ownership is an important buttress of Australian retirement incomes policy.
2015

Security of tenure for the ageing population in Western Australia: Does current housing legislation support Seniors’ ongoing housing needs?

The genesis of this research commenced several years ago as the impactof Western Australia’s ‘resources boom’ was becoming evident. Although that period augured in years of prosperity for some Western Australians, for many – especially those on lower and xed incomes – the rising cost of living became problematic.
2014

Security of tenure for the ageing population in Western Australia Does current housing legislation support Seniors’ ongoing housing needs?

The genesis of this research commenced several years ago as the impact of Western Australia’s ‘resources boom’ was becoming evident. . Although that period augured in years of prosperity for some Western Australians, for many – especially those on lower and fixed incomes – the rising cost of living became problematic.
2014

Housing equity withdrawal: uses, risks, and barriers to alternative mechanisms in later life

This project uncovers the uses, risks of and barriers to housing equity withdrawal (HEW) by older home owners aged 45 years and over via three alternative mechanisms: in situ mortgage equity withdrawal (MEW), downsizing and selling up.
2013
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