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Housing in an ageing Australia: Nest and nest egg?
Homeownership serves multiple purposes over the life cycle: It acts as a home as well as a store of wealth to guarantee financial security in retirement. Its lack in old age compromises security of both tenure and finances. Much has been written about housing and homeownership. Here we apply the prism of population ageing to bring new insights to the topic.
This brief is in three parts.
2019
Housing and accommodation for an ageing population: a strategic vision for Derbyshire to 2035
This document outlines the strategic vision for a range of housing and accommodation choices and support suited to meet the requirements of an ageing population in Derbyshire, UK.
2019
Improving the outcomes for older women at risk of homelessness
Older single women are the fastest growing cohort of people experiencing homelessness in Australia, though their plight remains for various reasons invisible to many. Designing solutions to this problem involves first understanding the root causes of the problem, including structural gender inequality, and then identifying the drivers of better outcomes for such women.
2019
Older Women’s Risk of Homelessness: Background Paper
This background paper provides context regarding older women’s homelessness. It offers some potential solutions to reduce women’s risk of homelessness with a focus on preventative and innovative approaches that look beyond social and community housing as the answer.
2019
Themes:
'Meanwhile use' properties offer potential as a short-term solution to social housing needs
A vacant Sydney nursing home awaiting redevelopment has been lent to a women's shelter, with experts claiming examples like this could offer a short-term solution to Australia's lack of public housing. It is designed to bridge the gap between crisis accommodation and permanent living.
2019
Themes:
What is the Future of Retirement Living and Aged Care?
While our retirement and aged care sectors are complex and tightly regulated, Australia needs more rental accommodation for retirees.
The latest research shows demand for public housing from private renters aged 55-plus, is expected to climb 78 per cent, from roughly 200,000 households in 2016 to 440,000 households in 2031.
2019
Fall in ageing Australians’ home-ownership rates looms as seismic shock for housing policy
Outright home ownership has long been regarded as a supporting pillar of Australian retirement incomes policies.
2019
Themes:
Housing Options for our Ageing Population
The Irish Government's objectives in this Policy Statement 'Housing for an Ageing Population' focus on six principles:
- Ageing in Place
- Supporting Urban Renewal
- Promoting Sustainable Lifetime Housing
- Using Assistive Technology
- Staying Socially Connected
- Working Together
2019
Dignity and choice: An inclusive future for our ageing population
Around the world, advanced economies are grappling with the challenges of an ageing population. Despite this, city shaping decisions are often made without sufficient consideration of how cities will change over the coming decades.
2019
Mortgage stress and precarious home ownership: implications for older Australians
This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).
2019
"There is nothing like staying at home for real comfort."