Aged Pension

Housing costs force Queensland’s age pensioners into poverty

Queensland couples who rely on the age pension and rent in the private market are at the greatest risk of living in poverty compared to other seniors.
2017

AAA Housing for Older Australians- making it affordable, accessible, appropriate

COTA Australia 2017 National Policy Forum. The key understanding that underpinned the entire day’s discussions is that secure housing is fundamental to wellbeing.
2017

No place like home: The impact of declining home ownership on retirement

Australia’s retirement income system has long implicitly taken it for granted that the vast majority of retired people will have very low housing costs – in turn reflecting a presumption that most of them will own their own homes, and will have fully paid down any mortgage debt taken on in order to finance the original acquisition of their homes; and that those who have been unable to become home-
2017

Why secure and affordable housing is an increasing worry for aged pensioners

The average housing costs of older (65-plus) outright homeowners in lone-person households were A$38 a week in 2013-14, the Australian Bureau of Statistics calculated, compared to $103 for older social housing tenants and $232 for older private renters. The power of affordable and secure housing to create a foundation for a decent life for people dependent on the age pension is clear. However, t
2016

The adequacy of the Age Pension in Australia: An assessment of pensioner living standards

The Age Pension in Australia is inadequate. It fails to provide a decent standard of living for approximately 1.5 million older Australians who rely on it as their main source of income. Some pensioners are taking drastic measures in order to make ends meet – they are turning off hot water in summer, blending food because they can’t afford a dentist and choosing between food and medication.
2016
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Why secure and affordable housing is an increasing worry for age pensioners

The average housing costs of older (65-plus) outright homeowners in lone-person households were A$38 a week in 2013-14, the Australian Bureau of Statistics calculated, compared to $103 for older social housing tenants and $232 for older private renters. Fortunately, over the last several decades almost all Australians who depend on the age pension for their income have been outright homeowners, a
2016

Chinese Demographics and Aging, Health, and Place

China faces the need for major reforms in healthcare capacity, coverage, affordability and access for rural populations, migrant workers, and an increasingly aging population. There is a need for more diversity in housing types, increased public infrastructure, and innovative social welfare programs for the rapidly growing aged population, who may no longer be able to depend on children or govern
2015

The impact of Rent Assistance on housing affordability for low-income renters: Australia

Rent Assistance has failed to keep up with surging rental costs. Increases to Age and Disability Support Pension payments, since a one-off increase in 2009 of $32 per week, have helped reduce the numbers of these pensioners paying more than half of their income in rent.
2014

The Entitlement of Age

Australia’s retirement income system is becoming unsustainable. This is not because too much money is spent on the age pension. Australia spends an average of 3.5 per cent of its GDP on age-related spending against an OECD average of 7.8 per cent. Per Capita’s detailed analysis shows that unsustainability and inequality are the two emergent trends in Australia’s retirement income system.
2014

The Trajectory Towards Marginality: How Do Older Australians Find Themselves Dependent on the Private Rental Market?

For older Australians being dependent on the private rental market is usually associated with serious financial hardship and insecurity. This article examines the housing careers of older Australians who are dependent on the private rental market. The article explores the trajectory into the private rental market and finds a crucial factor was an inability to access social housing.
2013
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