Private Rental
What Are the Structural Barriers to Planning for Later Life? A Scoping Review of the Literature
This review draws on Street and Desai (2011) to characterise planning as the range of activities people deliberately pursue with the aim of achieving desired outcomes in later life.
2019
Themes:
Housing in an ageing Australia: Nest and nest egg?
Homeownership serves multiple purposes over the life cycle: It acts as a home as well as a store of wealth to guarantee financial security in retirement. Its lack in old age compromises security of both tenure and finances. Much has been written about housing and homeownership. Here we apply the prism of population ageing to bring new insights to the topic.
This brief is in three parts.
2019
'One rent increase from disaster’ Older renters living on the edge in Western Australia
Recent trends in Australia indicate homelessness and the risk of homelessness is increasing for low income older households.
The Ageing on the Edge Project is a five year initiative (2016–2020) that aims to gather evidence and conduct research that supports a compelling need for better housing and support services for older people. This is the third report produced as part of this project.
2019
Fall in ageing Australians’ home-ownership rates looms
According to data from the Australian Bureau of Statistics Survey of Income and Housing, home-ownership rates among Australians aged 55-64 years dropped from 86% to 81% between 2001 and 2016.
Mortgage burdens have spiked in the 55-64 age group. In 2001 roughly 80% were mortgage-free. By 2016 this had plummeted to only 56%.
Indebtedness is even growing among owners aged 65 and over.
2019
Mortgage stress and precarious home ownership: implications for older Australians
This research investigated the growing numbers of middle aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600 per cent (from $27,000 to over $185,000).
2019
Report Finds Sharp Rise in Older Women Experiencing Homelessness
The report, “Retiring into Poverty”, released by the National Older Women’s Housing and Homelessness Working Group, said systemic factors such as lower superannuation, unequal pay and forced time off to raise children were key factors of the increase.
The combination of women having a lower overall income and housing affordability in major cities was a cause of great instability.
Housing afforda
2018
Ageing with no address
This presentation looks at trends in homelessness for the Australian population aged 55 years and over, using Census data from 2006, 2011 and 2016.
2018
More and more Australians will be homeless unless we act now
One of the most pressing challenges older Australians face is finding secure accommodation with suitable amenities. And as the numbers of older Australians grow, the pressure to provide housing that meets their needs is increasing. We may be facing a crisis of ageing homelessness in coming years.
Older Australians face the same risks of falling into homelessness as everyone else.
2018
Housing America's Older Adults
Households headed by someone 50 or over represent 55 percent of all the nation’s households.
• Over the past several years, the most significant growth in older households came from baby boomers aged 65- 74.
2018
Life as an older renter and what it tells us about the urgent need for reform
It is getting harder for older renters to find adequate, appropriate and secure housing. Older women – the focus of my work – are at particular risk. This is due to longer life expectancy, lower incomes across the life course, and less access to benefits like superannuation.
2018
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"There is nothing like staying at home for real comfort."