John Daley

Why older Australians don’t downsize and the limits to what the government can do about it

Encouraging senior Australians to downsize their homes is one of the more popular ideas to make housing more affordable. The trouble is, incentives for downsizing would hit the budget, but make little difference to housing affordability. This article looks at government incentives that could release housing stock without financially penalising older home owners.

Another lost opportunity for housing affordability

The 2017 budget highlights the government’s preference for cosmetic rather than consequential changes in housing policy. On downsizing, the government has badged a giveaway to a small number of seniors as a housing affordability measure.

Affordable, Accessible, Appropriate housing for older Australians

This presentation looks at the major issues relating to housing options of affordability, accessibility and appropriateness, for older Australians. Affordable: Most retirees have adequate housing; higher net transfers not viable Accessible: Storm clouds are ahead for retiree home ownership and renting Appropriate: Downsizing is wanted, but harder than it should be (COTA National Policy Forum

Three charts on: poorer Australians bearing the brunt of rising housing cost

Rising housing costs are hurting low-income Australians the most. Those at the bottom end of the income spectrum are much less likely to own their own home than in the past, are often spending more of their income on rent, and are more likely to be living a long way from where most jobs are being created.
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